Act fast to have health insurance coverage in place for 2016

Open enrollment season is officially here! While you have until January 31 to purchase health insurance coverage during open enrollment, if you want your coverage to take effect on the first day of the new year, you need to act fast.

Open enrollment is a three-month period running from Nov. 1, 2015 to January 31, 2016. If you want your coverage effective on Jan. 1, 2016, however, you only have until Dec. 15, 2015 to enroll in a plan. That’s where we come in! We can work fast to help you find a plan that’s right for you, your lifestyle and your budget.

As an independent insurance agency, we can shop every qualified plan in the state, providing you with a variety of insurance companies and plans to choose from. According to the Department of Health and Human Services, consumers who failed to shop around last year overpaid for their health insurance coverage by an average of $300 per person. The best coverage choice for your family this year may not be the best option for 2016. And your existing health insurance plan may not even be available next year.

In addition to helping you shop for the best plan for you, we also can explore any financial incentives that may be available to you to help you purchase affordable coverage.