The gift that keeps giving

With the unpredictability in our everyday lives, it’s not uncommon to ask, “what if?”. But, more importantly, you might question how prepared you actually are. Rest assured, we offer you the peace of mind to live without worry while protecting your family and lifestyle!

Life insurance is an essential and nifty asset everyone should take advantage of.

Since insurance serves as a security blanket covering us from life’s less-thrilling events, we cannot stress the importance of proper preparation.

Because when was the last time a problem told you it was coming?

In our years of servitude championing our clients, the only thing we can successfully predict is that life is unpredictable. But when life takes a turn, insurance is there to swoop in and save the day! We have seen the vast benefits of holding an insurance policy. We understand you may have questions, and we would love to demystify some common life insurance misconceptions.

A common misconception is that clients think of being “too young” for life insurance; seriously, you’re never too young to be protected. On the contrary, we encourage parents and guardians to explore the investment of life insurance as early as possible. The earlier you secure a policy, the better!

Coverage is based on several factors, one being your health. Chances are, the younger you are, the healthier you are, resulting in lower premiums and flexibility.

Another common misconception is “life insurance only benefits the dead.” Which couldn’t be further from the truth. The death benefit is paid out upon the policyholder’s passing, but that benefit is a fresh start for your loved ones. You wouldn’t want to leave your children with nothing, and you especially wouldn’t want to pass down any debt! Investing in life insurance provides your loved ones with a last gift to cover the unfavorable circumstances. While the policyholder is living, they may also consider borrowing against their policy. Looking to speak to someone about cashing out your policy? Contact us!

When we refer to a policy as an investment, we mean it! Investing in life insurance is like creating your own bank, which you can use as a loan. Borrowing against your policy has some pretty incredible benefits, such as:

• It doesn’t affect your credit score
• Lax repayment terms
• Quicker payout process

Staying protected means far more than selecting a policy and paying your premium. As our company serves clients with dedication and understanding, insurance is by no means a “one size fits all” operation. Instead, we take the time to fully identify and assess the foreseeable events while staying ahead of those “what ifs.” So we welcome you to click to learn more about the gift that keeps giving and how you can grant yourself a new sense of security and protection for your growing family with life insurance!